Septic Repair Loan Program

Financial help is available for all homeowners faced with the need to repair a failed septic system to meet the Commonwealth’s Title 5 requirements.  Through a combined effort of the Department of Environmental Protection, the Massachusetts Department if Revenue, and the MassHousing, below-market-rate loans are now available.

Homeowner Septic Repair Loans are available to eligible homeowners at low interest rates of 0%, 3% or 5%, depending on income, for loans ranging in size from a minimum of $1,000 to a maximum of $25,000. 

Click here for information on program requirements.
Click here for a step by step breakdown on how the program works.